SwiftCash Blog

Money Tips for Kenyans

Practical guides on mobile loans, M-Pesa, CRB, budgeting, and building financial resilience — written for real Kenyan lives.

Financial Tips
The Impact of CBR Rate Changes on Mobile Loan Interest Rates in Kenya

When the Central Bank of Kenya changes the CBR rate, it ripples through to the loans Kenyans borrow every day. Here's how it works — and what it …

7 min read 22 Jun 2026
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Financial Tips
The Difference Between Saving and Investing — And Why Kenyans Need Both

Saving and investing are not the same thing — and confusing them is costing many Kenyans real money. Here's the distinction, and why you need a strategy for …

7 min read 22 Jun 2026
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Loan App Reviews
The Best Loan App in Kenya for Each Type of Borrower: A Definitive Guide

There is no single best loan app in Kenya — the right one depends on your income type, loan size, repayment preference, and credit history. This guide matches …

7 min read 22 Jun 2026
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Financial Tips
Tax Season in Kenya: Can You Deduct Loan Interest on Your KRA Returns?

Tax filing time raises a common question: can you claim loan interest as a deduction on your KRA returns? The answer depends on what the loan was for.

7 min read 22 Jun 2026
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Loan App Reviews
Tala vs. Branch vs. SwiftCash: Which Mobile Loan Is Right for You?

Tala, Branch, and SwiftCash are three of Kenya's most popular mobile loan options. Here's a straight comparison to help you figure out which one fits your needs best.

7 min read 22 Jun 2026
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Loan App Reviews
Tala vs. Branch in Kenya 2025: Which Gives You More, Faster?

Tala and Branch are Kenya's two biggest mobile loan apps. In 2025, which one approves higher amounts, charges less, and gets money to your M-Pesa faster? We settle …

7 min read 22 Jun 2026
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Loan App Reviews
Tala Loan App Review 2025: Limits, Interest Rates, and Is It Still Worth It?

Tala was once the go-to mobile lending app in Kenya. In 2025, how does it hold up against newer competitors? We review limits, rates, and the borrower experience …

7 min read 22 Jun 2026
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Loan App Reviews
Stawi Loan Review: Kenya's SME Credit Product Explained

Stawi is a mobile loan product built for small businesses in Kenya. Here is how it works, what it costs, and whether it is right for your business.

7 min read 22 Jun 2026
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Phone Loans
Smartphone Loans in Kenya: What to Know Before You Sign Up

Smartphone loans are everywhere in Kenya right now — but not all deals are equal. Here's what the fine print actually says and how to choose a product …

7 min read 22 Jun 2026
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Mobile Loans
Self-Employed in Kenya? Here's How to Access Quick Loans Without Formal Income Proof

No employer, no payslip, no problem. Kenya's digital lending landscape has caught up with the self-employed majority. Here's where to find credit and how to qualify.

7 min read 22 Jun 2026
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Financial Tips
Saving in a SACCO vs. a Bank Account in Kenya: Which Grows Your Money Faster?

SACCOs and banks both let you save money in Kenya — but the returns, access, and benefits are very different. Here's an honest comparison.

7 min read 22 Jun 2026
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Mobile Loans
Quick Loans in Mombasa: What Your Options Are in 2025

Mombasa residents have more ways than ever to access quick mobile loans. Here's a practical guide to your best options in 2025 — and what to watch out …

7 min read 22 Jun 2026
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