Loan tenure is one of the most important numbers in any loan agreement — and one of the most overlooked. Here's what it means and how to use …
Read articleYour bike is gone but the loan isn't. What happens next — and how do you protect yourself from this nightmare scenario? Here's what every boda boda rider …
Read articleMissing payments on a phone loan in Kenya can cost you far more than the phone itself. Here's exactly what happens — and how to protect yourself.
Read articleDefaulting on a mobile loan in Kenya can lead to CRB listing, loss of access to credit, and harassment from debt collectors. Here's exactly what to expect — …
Read articleEver hit 'submit' on a loan app and wondered what's happening on the other side? Here's a plain-English walkthrough of what instant lenders actually do in those 90 …
Read articleYou applied for KES 10,000 but only KES 9,500 arrived in your M-Pesa. Here's what 'net disbursed amount' means and how to plan around it.
Read articleWatu Credit and Mogo Kenya both finance boda boda motorbikes, but their terms, deposit requirements, and repayment structures differ significantly. Here is the full comparison.
Read articleWatu Credit Kenya specialises in boda boda and asset financing. We break down their rates, eligibility, repayment model, and who they actually serve — plus a faster alternative …
Read articleThousands of Kenyan businesses started with a small mobile loan. Some became success stories. Others became cautionary tales. Here's what separates the two — and what to do …
Read articleIn Kenya, your National ID can unlock access to a mobile loan without a bank account or payslip. Here's exactly how National ID-based lending works.
Read articleA phone priced at KES 20,000 can cost you KES 28,000 or more on a loan. Here's how to calculate the true cost of any phone loan in …
Read articleNot all mobile loans in Kenya are expensive. We identify the five loan apps with the most competitive rates and explain exactly what you will pay to borrow.
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