SwiftCash Blog

Money Tips for Kenyans

Practical guides on mobile loans, M-Pesa, CRB, budgeting, and building financial resilience — written for real Kenyan lives.

8 articles found in M-Pesa

M-Pesa
M-Pesa Loan Disbursement: How It Works and How Fast It Is

From application to M-Pesa notification: here's exactly what happens behind the scenes when a mobile loan is disbursed to your phone in Kenya, and how fast it really …

7 min read 25 Jun 2026
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M-Pesa
How to Pay a Loan Processing Fee via M-Pesa Safely

Some mobile lenders in Kenya charge a processing fee before disbursing your loan. Here's how to pay it safely via M-Pesa and how to tell a legitimate fee …

7 min read 25 Jun 2026
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M-Pesa
How to Borrow Money via M-Pesa Without a Bank Account

You don't need a bank account to borrow money in Kenya. With M-Pesa, millions of Kenyans access instant loans using just their phone and national ID.

7 min read 25 Jun 2026
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M-Pesa
How M-Pesa Changed the Way Kenyans Borrow Money

M-Pesa didn't just change how Kenyans send money — it fundamentally transformed how they borrow it. Here's the story of mobile money and the lending revolution it sparked.

8 min read 25 Jun 2026
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M-Pesa
What Is an STK Push? A Simple Guide for Kenyan Borrowers

You've seen 'STK push' mentioned in loan apps and payment requests. But what exactly is it, how does it work, and what do you do when it doesn't …

7 min read 22 Jun 2026
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M-Pesa
M-Pesa vs. Bank Transfer: Which Is Better for Receiving Loans in Kenya?

When a lender asks how you want your money, does it matter which option you choose? Spoiler: for most Kenyans, M-Pesa wins. Here's the full breakdown.

7 min read 22 Jun 2026
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M-Pesa
M-Pesa Paybill vs. Till Number: What's the Difference When Paying Loans?

Paybill number? Till number? Account number? When repaying a loan, getting the payment method wrong can mean your money goes nowhere — or to the wrong place. Here's …

7 min read 22 Jun 2026
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M-Pesa
M-Pesa Mali vs. Money Market Funds in Kenya: A Beginner's Comparison

Heard about M-Pesa Mali but not sure how it compares to a regular money market fund? Here's a plain-language breakdown of what each offers, who they're for, and …

7 min read 22 Jun 2026
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