Money Tips for Kenyans

Buy Now Pay Later is reshaping consumer spending in Kenya, and smartphones are the category driving most of the growth. Here is how BNPL works, who the key …

No credit history does not mean bad credit — it just means you have not started yet. Here is how to build a strong credit profile in Kenya …

The boda boda financing landscape in Kenya has expanded significantly in 2025, with more options than ever — but also more traps. Here's a clear overview of every …

Most boda boda riders treat their work as a day-to-day hustle rather than a business — and that mindset is costly. Here's how to do the numbers properly …

From Lipa Mdogo Mdogo to instant mobile loans, Kenyans have more phone financing options than ever in 2025. Here is a clear-eyed comparison of every major route — …

Aspira lets Kenyans buy electronics and appliances on credit with no guarantor required — but what are the real costs and how does the application work?

Rushing into a loan without preparation is one of the most common financial mistakes in Kenya. These 10 steps will protect you and maximise the value of every …

Zenka and Okash both offer fast cash — but their fee structures, debt collection tactics, and loan terms are worth scrutinising closely before you apply.

Disbursement speed gets all the attention — but when something goes wrong with your loan, customer service is what actually matters. Here's how Kenya's top apps really perform.

Timiza and M-Shwari are Kenya's two biggest bank-backed mobile loan products. We compare them head-to-head on fees, limits, speed, and who each one actually serves best.

SACCOs offer the cheapest rates. Mobile apps offer the fastest access. For boda boda riders, the right answer depends on what you need and when you need it.

SACCOs offer the cheapest credit in Kenya — but they're not always the fastest or most accessible. See how they stack up against Tala and Branch for different …