Money Tips for Kenyans

Most Kenyans borrow without fully understanding how interest works — and that gap can be expensive. Here's a clear breakdown of simple versus compound interest and what it …

Should you take a quick 30-day mobile loan or a longer bank loan in Kenya? The right choice depends on your need, income, and repayment ability. Here's how …

Not every borrowing decision is a bad one. Here is how to tell when saving is smarter and when taking a loan is the right financial move.

Both SACCOs and mobile loan apps offer Kenyans access to credit — but they serve very different needs. Here is an honest comparison to help you choose.

When you apply for a mobile loan in Kenya, what data does the lender actually collect? This guide explains what is legitimate, what is not, and how to …

Not every loan app in Kenya is operating in your interest. Some use illegal tactics, hidden charges, and harassment. Here are the red flags that identify a predatory …

Buying a boda boda on credit is a major financial decision — and whether you go new or second-hand can make the difference between a profitable business and …

Women entrepreneurs across Kenya are using mobile loans to grow their businesses without needing collateral, guarantors, or a bank account. Here is everything you need to know before …

From application to M-Pesa notification: here's exactly what happens behind the scenes when a mobile loan is disbursed to your phone in Kenya, and how fast it really …

Gig workers — from Uber and Bolt drivers to online freelancers — often find it hard to access loans because they lack payslips. Here is how mobile lending …

Safaricom's Lipa Mdogo Mdogo lets you own a smartphone for small daily payments — but there are important details about lock-out, costs, and eligibility you need to know …

Lipa Later lets you buy now and pay in instalments — but what does it actually cost and who does it suit? Here is everything you need to …