SwiftCash Blog

Money Tips for Kenyans

Practical guides on mobile loans, M-Pesa, CRB, budgeting, and building financial resilience — written for real Kenyan lives.

Credit & CRB
How to Dispute a Loan or CRB Listing From a Kenyan Mobile Lending App

Being wrongly listed on CRB by a mobile loan app is more common than you might think. Whether the lender made an error or you were listed without …

7 min read 22 Jun 2026
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Phone Loans
The Rise of Device Financing in Kenya: What It Means for Financial Inclusion

Kenya's device financing boom is putting smartphones, solar panels, and TVs into millions of households that could never afford them outright. The impact on financial inclusion is real …

7 min read 22 Jun 2026
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Loan Use Cases
How to Cover Rent in Nairobi When Your Paycheck Is Late

Your landlord is already texting. Rent was due on the first, your salary is delayed to the 10th, and the gap feels impossible. This is one of the …

7 min read 22 Jun 2026
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Boda Boda Loans
How Much Does It Cost to Buy a Boda Boda in Kenya — And What Loan Do You Need?

The price of a boda boda in Kenya varies widely depending on whether you buy new or used, the brand, and where you buy it. Before applying for …

7 min read 22 Jun 2026
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Credit & CRB
How to Clear a CRB Listing in Kenya: A Step-by-Step Guide

Being listed on CRB in Kenya can feel like a dead end — but it is not. Whether your listing is valid or the result of an error, …

7 min read 22 Jun 2026
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Credit & CRB
How to Check Your CRB Status in Kenya for Free

You are entitled to check your CRB status in Kenya at no cost — yet most borrowers never do until a loan application is rejected. Here is exactly …

6 min read 22 Jun 2026
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Regulation & Compliance
What CBK Regulations Apply to Mobile Lenders in Kenya in 2025?

The Central Bank of Kenya dramatically reshaped the mobile lending landscape in 2022 and continues to enforce stricter standards in 2025. If you borrow through a loan app, …

8 min read 22 Jun 2026
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Loan App Reviews
How CBK's Digital Credit Provider Licence Is Cleaning Up Kenya's Lending Industry

The Central Bank of Kenya's Digital Credit Provider licensing regime was a watershed moment for mobile borrowers. Here is what changed, who got licensed, and what gaps remain …

7 min read 22 Jun 2026
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Phone Loans
How to Buy a Smartphone on Loan in Kenya Without a Bank Account

You don't need a bank account to buy a smartphone on loan in Kenya. Mobile-first financing options have made it easier than ever to get the phone you …

7 min read 22 Jun 2026
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Phone Loans
Buy Now Pay Later in Kenya: How Phone Loans Are Reshaping Consumer Credit

Buy Now Pay Later has quietly become one of Kenya's fastest-growing credit products, with smartphones at the centre of the revolution. But BNPL comes with risks that instalments …

7 min read 22 Jun 2026
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Boda Boda Loans
How to Buy a Boda Boda on Loan in Kenya: A Step-by-Step Guide

Buying a boda boda on loan is one of the most common paths to ownership for riders across Kenya. This guide walks you through every step — from …

7 min read 22 Jun 2026
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Credit & CRB
Building Credit in Kenya From Scratch: A Beginner's Guide

If you have never borrowed formally, you may have a 'thin file' that makes lenders nervous. Here is a practical, step-by-step guide to building a strong credit history …

7 min read 22 Jun 2026
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