Money Tips for Kenyans

Loan tenure is one of the most powerful levers you have as a borrower — it controls your monthly payment, your total interest cost, and your financial flexibility. …

Most Kenyans don't have a payslip — but that doesn't mean you can't borrow. Mobile lenders have built entirely new ways to assess creditworthiness for informal workers, traders, …

When the CBK introduced its Digital Credit Provider licensing regime in 2022, dozens of loan apps operating in Kenya did not make the cut. Understanding what happened — …

Safaricom's Lipa Mdogo Mdogo lets you get a smartphone with small instalments, but a personal mobile loan gives you more freedom. We crunch the numbers on a KES …

Many Kenyans are self-employed, work in the informal sector, or simply do not have the bank statements traditional lenders demand. Modern fintech lenders have found entirely new ways …

If a lender asks you to pay anything before your loan arrives in your M-Pesa, stop. This is the most common and most costly loan scam tactic in …

Not all Kenyan mobile loan apps play by the same rules when it comes to CRB reporting. Knowing which apps report to credit bureaus — and which do …

Kenya is home to one of the world's most advanced mobile money ecosystems. But the country's dominance wasn't accidental — it was the result of bold policy decisions, …

KCB M-Pesa is one of the few mobile loan products in Kenya that can offer amounts well into the hundreds of thousands of shillings — but most borrowers …

January in Kenya is the hardest financial month of the year. Salaries were spent in December. School fees are due now. The rent is still due. And your …

Getting an iPhone on loan in Kenya is possible — but the options are more limited than for Android devices. Here is a practical guide to every route …

Need cash urgently in Kenya? Instant mobile loans have changed everything — you can now borrow money directly to your M-Pesa in under 5 minutes, no bank required. …