SwiftCash Blog

Money Tips for Kenyans

Practical guides on mobile loans, M-Pesa, CRB, budgeting, and building financial resilience — written for real Kenyan lives.

Loan App Reviews
Tala vs. Branch in Kenya 2025: Which App Gives You More?

Tala and Branch are two of Kenya's most downloaded loan apps — but they work very differently. We break down loan limits, interest rates, CRB policy, app experience, …

8 min read 22 Jun 2026
Read article
Loan App Reviews
Tala Loan App Review 2025: Limits, Rates, and Is It Still Worth It?

Tala has been Kenya's go-to mobile loan app for nearly a decade — but with more competitors in the market, is it still the best choice? We break …

7 min read 22 Jun 2026
Read article
Fraud & Safety
How to Spot a Loan Scam in Kenya Before It's Too Late

Loan scams are costing Kenyans millions every year — and the tactics are getting more convincing. Learn exactly how to identify a fake lender before you lose your …

7 min read 22 Jun 2026
Read article
Mobile Loans
How to Pay Back a Mobile Loan in Kenya Without Penalty

Repaying your mobile loan on time — and correctly — keeps your credit record clean and your borrowing limits growing. Here's exactly how to do it without tripping …

7 min read 22 Jun 2026
Read article
Phone Loans
Smartphone Loans in Kenya: What to Know Before You Sign Up

Smartphone loans in Kenya are convenient, but the fine print matters. Before you commit, understand interest rates, SIM locks, CRB implications, and how to calculate what you will …

7 min read 22 Jun 2026
Read article
Boda Boda
How Electric Boda Bodas Are Changing the Loan Market in Kenya

Electric motorcycles are reshaping Kenya's boda boda industry — and the financing products that come with them. Here's what riders need to know.

7 min read 22 Jun 2026
Read article
Phone Loans
How a Smartphone Loan Can Help Kenyan Freelancers and Gig Workers Earn More

For Kenya's growing class of freelancers, gig riders, and mobile entrepreneurs, a better smartphone is not a luxury — it is a business investment with a measurable return. …

7 min read 22 Jun 2026
Read article
Mobile Loans
How Digital Lending Is Helping Kenya's Informal Sector Grow

Kenya's jua kali workers, boda boda riders, and small traders are turning to digital loans to grow. Here's how mobile lending is reshaping the informal economy.

7 min read 22 Jun 2026
Read article
Borrower Guides
Using a Small Loan to Start a Business in Kenya: Opportunities and Pitfalls

A small loan can be the spark that launches a real business — or the beginning of a debt spiral if used carelessly. This guide walks you through …

7 min read 22 Jun 2026
Read article
Borrower Guides
Single Parents in Kenya: Managing Finances and Accessing Credit When It's Tight

Single parents in Kenya carry one of the most demanding financial loads imaginable — running a household and raising children on a single income, often without formal financial …

8 min read 22 Jun 2026
Read article
Consumer Rights
Fintech Regulation in Kenya: What Borrowers Should Know About CBK Rules

Kenya's Central Bank now licenses every digital lender. Here's what that means for your rights, your data, and the fees you pay.

7 min read 22 Jun 2026
Read article
Loan Costs & Repayment
Simple vs. Compound Interest: What Kenyan Borrowers Should Understand

Simple interest and compound interest can look similar on paper but behave very differently over time. For Kenyan borrowers taking mobile loans, bank loans, or SACCO credit, understanding …

7 min read 22 Jun 2026
Read article
Page 18 of 25  ·  300 articles
1 16 17 18 19 20 25

Need a Quick Loan in Kenya?

SwiftCash offers instant mobile loans of KES 1,000–40,000, disbursed to your M-Pesa in minutes. No collateral. No bank visits.

Apply Now — It's Free to Check