SwiftCash Blog

Money Tips for Kenyans

Practical guides on mobile loans, M-Pesa, CRB, budgeting, and building financial resilience — written for real Kenyan lives.

Loan App Reviews
Faulu Kenya Loan Review: Products, Rates, and Who It Serves Best

Faulu Kenya is a microfinance bank with a long track record in Kenya. We look at their loan products, interest rates, eligibility, and who benefits most.

7 min read 22 Jun 2026
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Loan App Reviews
Equity Bank Eazzy Loan Review: How to Borrow and What It Really Costs

Equity Bank's Eazzy Loan is a mobile credit product for Equity customers. Here is how it works, what you will pay, and how it stacks up against alternatives.

7 min read 22 Jun 2026
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Financial Tips
End-of-Year Financial Checklist for Kenyans: Loans, Savings, and Resolutions

December is the perfect time to take stock of your finances, clear debts, and set yourself up for a stronger new year. Here's a practical checklist built for …

7 min read 22 Jun 2026
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Mobile Loans
Does Taking a Mobile Loan Affect Your Credit Score in Kenya?

Mobile loans in Kenya can help or hurt your credit score depending on how you manage them. Here's exactly how borrowing on your phone shapes your credit history.

7 min read 22 Jun 2026
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Mobile Loans
Chama Merry-Go-Round vs. Mobile Loans: Which Fills the Gap Better?

Chamas and merry-go-rounds have funded Kenyan dreams for generations. Mobile loans are the new kid on the block. Which one should you rely on when you need cash?

7 min read 22 Jun 2026
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Mobile Loans
Car Repair Loans in Kenya: What to Do When Your Vehicle Breaks Down

Your car has broken down and the repair bill is more than you have right now. Here's a practical guide to car repair loans in Kenya and how …

7 min read 22 Jun 2026
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Phone Loans
Can You Get an iPhone on Loan in Kenya? Here's How

iPhones are expensive — but not unreachable. Here's a practical guide to financing an iPhone in Kenya, from the cheapest routes to the ones you should avoid.

7 min read 22 Jun 2026
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Mobile Loans
Can You Get a Loan in Kenya Without a Payslip? Yes — Here's How

No payslip? No problem. Millions of Kenyans access credit every day without a formal salary slip. Here's exactly how it works and where to apply.

7 min read 22 Jun 2026
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Boda Boda
Can You Get a Boda Boda Loan Without a Guarantor in Kenya?

The guarantor requirement has always been a barrier for boda boda riders trying to finance a bike. Here's what's changed — and what options exist today without a …

7 min read 22 Jun 2026
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Mobile Loans
Can Students Get Mobile Loans in Kenya? What You Need to Know

University student in Kenya wondering if you qualify for a mobile loan? The short answer is yes — but there are things you need to understand before you …

7 min read 22 Jun 2026
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Phone Loans
Buying a Smartphone on Credit in Kenya: Is It Worth It?

Thinking about getting a new smartphone on credit in Kenya? Here's what you need to weigh before you sign up — the costs, the risks, and smarter alternatives.

7 min read 22 Jun 2026
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Loan App Reviews
Branch Loan App Kenya Review: How It Works, Rates, and Who Qualifies

Branch has built a reputation in Kenya for higher loan limits and decreasing rates for loyal borrowers. Here's a thorough review of how the app actually works in …

7 min read 22 Jun 2026
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