Money Tips for Kenyans

Device financing is no longer just about selling phones — it is becoming one of the most powerful tools for bringing millions of Kenyans into the formal financial …

You do not need a bank account to buy a smartphone on loan in Kenya. M-Pesa and mobile lending apps have made device financing accessible to millions of …

Lipa Mdogo Mdogo turned smartphone ownership from a lump-sum purchase into a daily habit — and in doing so, brought millions of Kenyans online for the first time. …

Understanding the mechanics of phone financing in Kenya — from initial deposits to final ownership — can save you thousands of shillings and prevent costly surprises mid-repayment.

Buy Now Pay Later is reshaping consumer spending in Kenya, and smartphones are the category driving most of the growth. Here is how BNPL works, who the key …

From Lipa Mdogo Mdogo to instant mobile loans, Kenyans have more phone financing options than ever in 2025. Here is a clear-eyed comparison of every major route — …

For millions of Kenyans, a smartphone isn't a luxury — it's how they earn. Discover how savvy entrepreneurs are financing devices that generate more income than they cost.

A financed smartphone is only a good investment if you use it productively. Here's a practical guide to the tools, apps, and habits that turn a new device …

Millions of Kenyans are still on feature phones — not by choice, but because smartphones cost too much upfront. Here's how credit is changing that equation.

Borrowing to buy a better phone sounds risky — but for many Kenyan entrepreneurs, it's one of the shrewdest moves they've made. Here's the business logic behind it.

Phone loans in Kenya sound convenient — but the fine print can cost you more than the phone itself. Here's what to check before you sign anything.

Missing payments on a phone loan in Kenya can cost you far more than the phone itself. Here's exactly what happens — and how to protect yourself.