Money Tips for Kenyans

Absa Kenya offers both a traditional personal loan and the Timiza mobile app. Which one should you use? We compare rates, limits, eligibility, and use cases.

Zenka Finance attracted attention with an aggressive first-loan-free promotion — but what happens after that first loan? We review Zenka's interest rates, customer service track record, and whether …

Timiza is one of Kenya's most underrated mobile financial apps — offering loans, insurance, and savings under one roof. But are the fees fair, and does it live …

Tala and Branch are two of Kenya's most downloaded loan apps — but they work very differently. We break down loan limits, interest rates, CRB policy, app experience, …

Tala has been Kenya's go-to mobile loan app for nearly a decade — but with more competitors in the market, is it still the best choice? We break …

SACCOs offer Kenya's cheapest formal credit, but they are slow and require commitment. Mobile loan apps are fast but expensive. Understanding when to use each is one of …

With dozens of mobile loan apps competing for your attention, picking the right one can save you hundreds of shillings — or cost you. Here's a clear, honest …

M-Shwari and KCB M-Pesa are Kenya's two dominant bank-backed mobile credit products — but they serve different borrower profiles. We compare savings features, loan limits, fees, and convenience …

M-Shwari was Kenya's first mobile savings and loan product at true scale — and over a decade later it still has more than 30 million registered accounts. But …

A 15% monthly interest rate sounds manageable — until you realise it is equivalent to 435% per year. This guide explains APR, shows the true cost of Kenya's …

Not all Kenyan mobile loans are created equal — some cost 8% per year, others cost 400%+. This guide ranks the most affordable digital credit options in Kenya …

KCB M-Pesa is one of the few mobile loan products in Kenya that can offer amounts well into the hundreds of thousands of shillings — but most borrowers …