Money Tips for Kenyans

Zenka Finance built its reputation on a first-loan-free offer that is hard to beat. But what happens after that first loan? This review digs into Zenka's real rates, …

Timiza by Absa Kenya offers loans, savings, and insurance from a single app — but the fee structure and insurance charges have confused many borrowers. This review breaks …

Most Kenyan loan apps quote flat fees rather than APR — but when you annualise the numbers, the real cost of borrowing is often shocking. Here is what …

From Tala and Branch to M-Shwari and SwiftCash, we rank and review the 10 best mobile loan apps in Kenya for 2025 — speed, rates, limits, and reliability.

Safaricom's Lipa Mdogo Mdogo lets you own a smartphone for small daily payments — but there are important details about lock-out, costs, and eligibility you need to know …

Lipa Later lets you buy now and pay in instalments — but what does it actually cost and who does it suit? Here is everything you need to …

Haraka promises instant mobile loans in Kenya — but how fast does it actually disburse, and is it a lender you can trust? We break it all down.

Aspira lets Kenyans buy electronics and appliances on credit with no guarantor required — but what are the real costs and how does the application work?

Zenka and Okash both offer fast cash — but their fee structures, debt collection tactics, and loan terms are worth scrutinising closely before you apply.

Disbursement speed gets all the attention — but when something goes wrong with your loan, customer service is what actually matters. Here's how Kenya's top apps really perform.

Timiza and M-Shwari are Kenya's two biggest bank-backed mobile loan products. We compare them head-to-head on fees, limits, speed, and who each one actually serves best.

SACCOs offer the cheapest credit in Kenya — but they're not always the fastest or most accessible. See how they stack up against Tala and Branch for different …