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Money Tips for Kenyans

Practical guides on mobile loans, M-Pesa, CRB, budgeting, and building financial resilience — written for real Kenyan lives.

8 articles found in Credit & CRB

Credit & CRB
What Is CRB in Kenya and How Does It Affect Your Loan Applications?

CRB listings can make or break your loan application in Kenya. Understanding how Credit Reference Bureaus work — and what they know about you — is the first …

7 min read 22 Jun 2026
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Credit & CRB
Does Taking a Mobile Loan Affect Your Credit Score in Kenya?

With millions of Kenyans using mobile loan apps daily, a critical question often goes unanswered: does borrowing from M-Shwari, Tala, or Branch actually affect your credit score? The …

7 min read 22 Jun 2026
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Credit & CRB
How Lenders in Kenya Check Your Creditworthiness Without a Bank Statement

Many Kenyans are self-employed, work in the informal sector, or simply do not have the bank statements traditional lenders demand. Modern fintech lenders have found entirely new ways …

7 min read 22 Jun 2026
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Credit & CRB
Which Kenyan Loan Apps Report to CRB — And Which Ones Don't?

Not all Kenyan mobile loan apps play by the same rules when it comes to CRB reporting. Knowing which apps report to credit bureaus — and which do …

7 min read 22 Jun 2026
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Credit & CRB
How to Dispute a Loan or CRB Listing From a Kenyan Mobile Lending App

Being wrongly listed on CRB by a mobile loan app is more common than you might think. Whether the lender made an error or you were listed without …

7 min read 22 Jun 2026
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Credit & CRB
How to Clear a CRB Listing in Kenya: A Step-by-Step Guide

Being listed on CRB in Kenya can feel like a dead end — but it is not. Whether your listing is valid or the result of an error, …

7 min read 22 Jun 2026
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Credit & CRB
How to Check Your CRB Status in Kenya for Free

You are entitled to check your CRB status in Kenya at no cost — yet most borrowers never do until a loan application is rejected. Here is exactly …

6 min read 22 Jun 2026
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Credit & CRB
Building Credit in Kenya From Scratch: A Beginner's Guide

If you have never borrowed formally, you may have a 'thin file' that makes lenders nervous. Here is a practical, step-by-step guide to building a strong credit history …

7 min read 22 Jun 2026
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