SwiftCash Blog

Money Tips for Kenyans

Practical guides on mobile loans, M-Pesa, CRB, budgeting, and building financial resilience — written for real Kenyan lives.

16 articles found in Consumer Rights

Consumer Rights
Which Kenyan Loan Apps Report to CRB — And Which Ones Don't?

CRB listing can lock you out of credit for years — but not all Kenyan loan apps report. Here is what you need to know about which lenders …

7 min read 25 Jun 2026
Read article
Consumer Rights
What Is a Digital Credit Provider (DCP) Licence in Kenya?

Kenya's DCP licence is the CBK's stamp of approval for mobile lenders — and it matters more than most borrowers realise. Here's what it means and why you …

7 min read 25 Jun 2026
Read article
Consumer Rights
What CBK Regulations Apply to Mobile Lenders in Kenya in 2025?

The Central Bank of Kenya has significantly tightened the rules governing mobile lenders since 2022. Here is what those regulations mean for borrowers in 2025.

7 min read 25 Jun 2026
Read article
Consumer Rights
Privacy and Mobile Lending in Kenya: What Personal Data Do Lenders Access?

When you apply for a mobile loan in Kenya, what data does the lender actually collect? This guide explains what is legitimate, what is not, and how to …

7 min read 25 Jun 2026
Read article
Consumer Rights
Predatory Lending Apps in Kenya: Red Flags Every Borrower Should Know

Not every loan app in Kenya is operating in your interest. Some use illegal tactics, hidden charges, and harassment. Here are the red flags that identify a predatory …

7 min read 25 Jun 2026
Read article
Consumer Rights
Is This Loan App Legit? How to Verify a Digital Lender in Kenya

With hundreds of loan apps in Kenya, it can be hard to tell the legitimate ones from scams. Here is a step-by-step guide to verifying any digital lender …

7 min read 25 Jun 2026
Read article
Consumer Rights
How to Dispute a Loan or CRB Listing From a Kenyan Mobile Lending App

A wrongful CRB listing can destroy your financial life for years. Here's exactly how to dispute it — and what your rights are when a mobile lender gets …

7 min read 22 Jun 2026
Read article
Consumer Rights
Your Rights as a Borrower in Kenya: What the Law Protects You Against

Kenyan borrowers have more legal protections than most people realise. Here's what the law actually says about digital lending, harassment, and hidden fees.

7 min read 22 Jun 2026
Read article
Consumer Rights
Why Legitimate Lenders in Kenya Never Ask for Upfront Fees Before Disbursement

If a lender asks you to pay before you receive your loan, that is a scam. Here's why legitimate lenders in Kenya never operate this way.

7 min read 22 Jun 2026
Read article
Consumer Rights
Why Kenyan Loan Apps Keep Calling Your Contacts — And What the Law Says

Contact-shaming by Kenyan loan apps has caused real harm to borrowers and their families. Here is why apps do it, what the law says, and what you can …

7 min read 22 Jun 2026
Read article
Consumer Rights
Loan Apps in Kenya That Were Banned or Delisted by CBK — And Why

Kenya's Central Bank revoked or refused licences for dozens of digital lenders. We explain which apps were affected, the specific violations CBK cited, and what this means for …

7 min read 22 Jun 2026
Read article
Consumer Rights
How to Spot a Loan Scam in Kenya Before It's Too Late

Loan scams are costing Kenyans millions every year. Here's how to recognize the warning signs before you lose your money.

7 min read 22 Jun 2026
Read article
Page 1 of 2  ·  16 articles
1 2

Need a Quick Loan in Kenya?

SwiftCash offers instant mobile loans of KES 1,000–40,000, disbursed to your M-Pesa in minutes. No collateral. No bank visits.

Apply Now — It's Free to Check